The Lado Lakshmi Yojana, officially known as Deen Dayal Lado Lakshmi Yojana (DDLLY) 2025, is one of the most impactful welfare schemes launched by the Haryana Government for women empowerment. This scheme provides monthly financial assistance of ₹2100 directly to eligible women’s bank accounts, helping them achieve financial independence, dignity, and social security.
Deen Dayal Lado Lakshmi Yojana is a flagship women-centric welfare scheme notified by the Social Justice, Empowerment, Welfare of Scheduled Castes and Backward Classes and Antyodaya (SEWA) Department, Haryana.
The scheme aims to provide regular monthly income support to women from economically weaker families so they can meet daily needs, improve living standards, and participate more actively in society
Launch Date and Applicability of Lado Lakshmi Yojana
- Notification Date: 15 September 2025
- Scheme Start Date: 25 September 2025
- Applicable Area: Entire State of Haryana
Main Objective of Lado Lakshmi Yojana
The core objective of the Lado Lakshmi Yojana Haryana is:
- Women empowerment through financial independence
- Strengthening social security for women
- Improving overall well-being and quality of life
- Encouraging active participation of women in society
Monthly Financial Benefit Under Lado Lakshmi Yojana
One of the biggest highlights of this scheme is its generous monthly assistance.
Lado Lakshmi Yojana Amount
- ₹2100 per month per eligible woman
- Beneficiary may voluntarily choose a lower amount if she wishes
Eligibility Criteria for Lado Lakshmi Yojana Haryana
| Eligibility Factor | Details |
|---|---|
| Scheme Name | Deen Dayal Lado Lakshmi Yojana (DDLLY) |
| Beneficiary | Women of Haryana |
| Minimum Age | 23 years or above |
| Gender | Female only |
| Family Income Limit | Up to ₹1,00,000 per year (as per FIDR record) |
| Residence Requirement | Woman or her husband must be a Haryana resident for at least 15 years |
| Marital Status | All categories eligible (married, unmarried, widow, divorced) |
| Bank Account | Active bank account in beneficiary’s own name |
| Aadhaar Requirement | Aadhaar linked with bank account is mandatory |
| Number of Beneficiaries per Family | No limit (more than one eligible woman allowed) |
| Application Mode | Online only via Lado Lakshmi App |
Lado Lakshmi Yojana Benefits
| Benefit Category | Details |
|---|---|
| Monthly Financial Assistance | ₹2100 per month |
| Payment Mode | Direct Benefit Transfer (DBT) |
| Payment Platform | PFMS (Public Finance Management System) |
| Frequency of Payment | Monthly |
| Beneficiary Choice | Option to choose a lesser amount voluntarily |
| First Payment | Credited in the month following DDLLY ID generation |
| Continuation of Benefit | Subject to eligibility & monthly face authentication |
| Financial Security | Helps women meet daily household expenses |
| Transparency | Direct transfer, no middlemen involved |
Who Is Not Eligible?
| Condition | Status |
|---|---|
| Receiving Old Age Samman Allowance | Not Eligible |
| Widow / Destitute Women Pension | Not Eligible |
| Haryana Divyang Pension | Not Eligible |
| Ladli Social Security Allowance | Not Eligible |
| Other Government Pension / Annuity | Not Eligible |
| Government Employee (Regular / Contractual) | Not Eligible (if income exceeds limit) |
| Income Tax Payee | Not Eligible |
| Cancer / Rare Disease Assistance | Eligible along with DDLLY |
Lado Lakshmi Yojana? (Step-by-Step Process)
The application process is 100% digital, making it easy and transparent
| Step No. | Process Stage | Details |
|---|---|---|
| Step 1 | Download Mobile App | Download the Lado Lakshmi App developed by HARTRON (available for Android & iOS). |
| Step 2 | User Registration | Register using Aadhaar number and basic personal details. |
| Step 3 | Fill Application Form | Enter personal, family, income, and residence details carefully. |
| Step 4 | Upload Required Information | Provide Aadhaar details of family members, residence proof, income details, HKRN ID, electricity connection details, vehicle ownership details, etc. |
| Step 5 | Bank Account Details | Enter active bank account details in the applicant’s own name for DBT. |
| Step 6 | Submit Application | Review all information and submit the application online through the app. |
| Step 7 | Registration ID Generation | After submission, a Registration ID is generated for future reference. |
| Step 8 | Verification by CRID | Application details are verified by CRID using PPP and other databases (within 15 days). |
| Step 9 | Eligibility Confirmation | Eligible applicants receive SMS confirmation from the department. |
| Step 10 | Choose Benefit Amount | Beneficiary selects ₹2100 per month or a lesser amount voluntarily. |
| Step 11 | DDLLY ID Generation | SEWA Department generates a DDLLY ID for approved beneficiaries. |
| Step 12 | Bank Validation | Bank details are validated through PFMS. |
| Step 13 | First Payment | Financial assistance is credited in the following month after ID generation. |
| Step 14 | Monthly Face Authentication | Complete monthly liveness (face) verification via the app to continue payments. |
Timeline and Payment Cycle
- Eligible list sent to SEWA Department by 7th of every month
- DDLLY ID generated within 2 working days
- Bank details validated by PFMS
- Payment credited in the following month
- Assistance accrues from the month DDLLY ID is generated
FAQ : Lado Lakshmi Yojana
Q1. What is Lado Lakshmi Yojana?
ANS. Lado Lakshmi Yojana, officially called Deen Dayal Lado Lakshmi Yojana (DDLLY), is a Haryana Government scheme that provides ₹2100 per month as financial assistance to eligible women to promote women empowerment and financial independence.
Q2. Who launched the Lado Lakshmi Yojana?
ANS. The scheme is launched by the Government of Haryana under the Social Justice, Empowerment, Welfare of SCs & Backward Classes and Antyodaya (SEWA) Department.
Q3. How can I apply for Lado Lakshmi Yojana?
ANS. Applications can be submitted online only through the Lado Lakshmi Mobile App,
Q4. Is Aadhaar mandatory for the scheme?
ANS. Yes. Aadhaar details of the applicant and family members are required, and Aadhaar must be linked with the bank account.
Q5. Can a woman receiving other pensions apply for this scheme?
ANS. No. Women already receiving certain government pensions or financial assistance schemes are not eligible, except for assistance related to cancer, rare diseases, haemophilia, thalassemia, or sickle cell anemia.
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